Paragon/Pegasus Insight research: 38% of mortgaged landlords plan to refinance in next 12 months

Created Oct 30, 2026 • AI-generated summary

Paragon Bank research by Pegasus Insight, surveying almost 600 UK landlords and reported 30 October 2026: 38% of mortgaged buy-to-let landlords plan to remortgage or switch to a new product with their existing lender in the next 12 months, expecting an average of 2.9 BTL mortgages each. 43% of landlords own all rentals outright, 31% a mix, 26% all mortgaged. Paragon's Louisa Sedgwick said remortgaging was three-quarters of its BTL business in H1 2026, driven by pandemic-era five-year fixes maturing (record £18.2bn BTL purchase lending in 2021, £17.4bn in 2022 per UK Finance). Membership limited to coverage of this specific Paragon/Pegasus Insight research release.