TSB cuts mortgage rates by up to 10bps (30 October 2026)

Created Oct 29, 2026 • AI-generated summary

TSB announced on 29 October 2026 (reported by Mortgage Strategy) that it will cut selected residential, buy-to-let, portfolio buy-to-let, product transfer and additional borrowing mortgage rates by up to 10 basis points from 30 October 2026. Residential remortgage rates fall by up to 10bps on selected two- and three-year fixes at 75–85% LTV; five-year fixed house purchase rates at 75–85% LTV drop by 5bps; BTL and portfolio BTL two- and five-year fixed house purchase and remortgage rates up to 75% LTV fall by 10bps; selected product transfer rates decrease by up to 10bps (two-year fixes up to 60% LTV down 10bps, selected 60–90% LTV down 5bps; three-year fixes up to 10bps, five-year up to 75% LTV by 5bps); additional borrowing two- and three-year fixes fall by up to 10bps and five-year fixes up to 75% LTV by 5bps. Membership limited to coverage of this specific TSB rate reduction; other TSB repricings are distinct stories.