Accord Mortgages cuts rates by up to 18bps (5 November 2026)

Created Nov 5, 2026 • AI-generated summary

On 5 November 2026 (reported by Mortgage Strategy), Accord Mortgages announced cuts of up to 18bps on selected residential and buy-to-let mortgages, effective the following day. 95% LTV products and its £5,000 Deposit Mortgage for first-time buyers at up to 99% LTV fall 18bps: two-year fixed 95% LTV purchase (£495 fee, standard valuation, £500 FTB cashback) from 6.33% to 6.15%; fee-free five-year fixed £5,000 Deposit Mortgage from 6.52% to 6.34%. Buy-to-let: two-year fixed 80% LTV remortgage (£995 fee, £250 cashback) cut 12bps from 5.89% to 5.77%; five-year fixed equivalent cut 9bps from 5.75% to 5.66%. Managing director Jeremy Duncombe said the cuts help brokers support smaller-deposit borrowers and give landlords more competitive options. Membership limited to coverage of this specific 5 November 2026 Accord rate reduction; other Accord repricings are distinct stories.