Barclays cuts mortgage rates by up to 40bps (effective 11 November 2026)

Created Nov 10, 2026 • AI-generated summary

Barclays announced (reported 10 November 2026, Mortgage Soup) cuts of up to 40 basis points to selected residential mortgage rates effective 11 November 2026. Largest reduction: five-year remortgage fix at 85% LTV (£999 fee) from 5.74% to 5.34%. Two new two-year fixed remortgage products: 75% LTV at 5.20% (max loan £2m) and 90% LTV at 5.39% (max loan £640,000), each £999 fee, £5,000 minimum loan. Purchase cuts include fee-free five-year fix at 90% LTV down 35bps to 5.28% and 95% LTV fee-free fixes down 5bps (two-year 5.66%, five-year 5.64%); Green Home five-year fixes at 60% LTV (4.89% to 4.82%) and 75% LTV (5.20% to 4.88%) with £899 fees. Two-year tracker at 85% LTV down from 4.74% to 4.60%; Premier two-year tracker at 60% LTV rises from 4.24% to 4.37%. Existing-customer Reward cuts include five-year fix at 85% LTV from 5.70% to 5.34%, two-year fix at 90% LTV from 5.59% to 5.39%, two-year tracker from 4.73% to 4.60% (all £999 fees). Membership limited to coverage of this specific 11 November 2026 Barclays repricing; other Barclays repricings (e.g. 3 November, story 320) are distinct stories.