Created Nov 11, 2026 • AI-generated summary
On 11 November 2026, buy-to-let lender Landbay cut rates on 37 five-year fixed products. Core range rates fell 20 basis points, starting at 5.44% at 75% LTV with a 6% fee (6.24% with a 2% fee), with the same reductions on AVM-based Core products. Five-year Core product transfer rates were cut by 25 basis points, including free-valuation deals at 5.49% (6% fee, 70% LTV), 5.74% (5% fee, 75% LTV) and 6.24% (2.5% fee, 78% LTV). Selected five-year HMO and MUFB fixes fell 20 basis points, with specialist rates from 6.09% (3% fee, 65% LTV). Rob Stanton, sales and distribution director, said cuts of up to 25bps give existing borrowers approaching the end of their deals more options. Membership limited to coverage of this specific 11 November 2026 Landbay repricing; the 4 November Scotland Core range launch (story 340) and other Landbay developments are distinct stories.
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Landbay cuts 37 buy-to-let fixes as Core rates fall to 5.44%
Mortgage Soup
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Nov 11, 2026
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