Lloyds House Price Index October 2026: UK prices fall 0.6%, biggest annual drop since October 2023

Created Nov 6, 2026 • AI-generated summary

Lloyds (formerly Halifax) House Price Index for October 2026, published 6 November 2026: UK house prices fell 0.6% month-on-month to £296,285 (from £298,167 in September), with the annual rate of decline at 1.2%, the biggest annual fall since October 2023. Commentary from Andrew Asaam, Lloyds mortgages director, attributing weakness to renewed inflationary pressures driven partly by the Middle East conflict keeping borrowing costs high. Regional: Northern Ireland strongest at +4.4% (£228,708), Scotland +2.8%, Wales +1.6%; only three English regions grew, Greater London largest decline at -3.1% to £524,892. Membership limited to coverage of this specific Lloyds October 2026 index release.