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Moneyfacts: one in four remortgagers considered variable or tracker mortgages in October 2026

Created Nov 4, 2026 • AI-generated summary

Moneyfacts analysis reported 4 November 2026: around one in four (24%) UK remortgage borrowers researching mortgages on Moneyfactscompare.co.uk considered variable or tracker mortgages in October 2026, up from 14% in February (a 71% increase), attributed to rates rising after the US-led war with Iran. Homemover interest rose to 10% (from 8%); first-time buyer interest unchanged. Adam French noted the average new two-year tracker rate rose from 4.54% to 4.68% in October, ahead of an expected BoE base rate rise on 5 November. Membership limited to coverage of this specific Moneyfacts October 2026 variable/tracker demand analysis.

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