Saffron and Principality lower fixed rates

Created Nov 12, 2026 • AI-generated summary

On 12 November 2026, Saffron for Intermediaries reduced selected fixed rates by 0.20%, effective immediately: expat BTL and expat limited company BTL five-year fixes to 6.07% at 55% LTV and 6.17% at 75% LTV (£2,500 fee); UK limited company BTL five-year fixes 5.97% (70% LTV) and 6.07% (75% LTV, £2,500 fee); standard BTL five-year fix at 75% LTV 6.07% (£1,999 fee); all self-employed two- and five-year fixes cut (from 6.07% and 5.97% at 80% LTV, range to 90% LTV, £999 fee); 95% LTV first-time buyer fixes at 6.77% two-year and 6.37% five-year, fee-free with free valuation. Separately, Principality Intermediaries lowered residential, joint borrower sole proprietor and holiday let fixed rates by up to 0.08% from 13 November, including 0.07% cuts on cashback residential fixes and 0.06% cuts on no-fee holiday let fixes at 60% LTV. Membership limited to coverage of this specific 12 November 2026 Saffron and Principality rate reduction; other Saffron or Principality repricings are distinct stories.