Walsham Brothers survey: eight in 10 homeowners want advisers to discuss redundancy risk

Created Nov 4, 2026 • AI-generated summary

Walsham Brothers research (published 4 November 2026) finding 81% of UK homeowners say mortgage advisers should routinely discuss how customers would manage mortgage payments if they became unemployed, yet only 26% of those who used or arranged a mortgage recall their adviser having that conversation. Also: 58% expect redundancy risk to rise within five years (63% among ages 62-80); only 10% hold income/payment protection against redundancy; 56% unaware involuntary unemployment cover can be bought separately; cost (32%) main barrier to cover; comment from Jamie Leong calling for greater adviser education on redundancy risks. Membership limited to coverage of this specific Walsham Brothers survey release.